IncomeMax

Gain maximum returns on your savings, with a great mix of investment choices. You can make limited withdrawals at any time for short or mid-term purchases (e.g. buying a house), and enjoy flexibility to meet any other unexpected financial requirement. At the end of policy term you receive your accumulated investments as a lump sum amount making you ‘Har Pal Mehfooz’.

Specially designed for MCB Bank Limited customers to meet a number of long term financial needs e.g. daughter’s marriage, children education etc.

Product Overview

• In case of your untimely death we ensure to provide your loved ones with the finances  you had planned for them
• Flexible premium payment option for the customers subject to the minimum acceptable premium limit prescribed
• Premiums are invested according to four distinct strategies as chosen by the customer: Conservative, Balanced, Aggressive, and Islamic Shariah Compliant
• Additional benefits/ supplementary riders are available to enhance coverage
• Option to deposit additional funds to your regular plan at any policy anniversary, called the Account Value Acceleration Premium (AVAP) which can be redeemed any time
• The longer you continue the plan the higher the reward you will gain in form of generous loyalty bonuses starting from fifth policy anniversary and payable every five years thereafter
• On maturity, the accumulated account value will be paid to you in lump sum
• Multiple modes of premium payment available for the convenience of the customer: Annual, Semi-Annual, Quarterly and Monthly (via direct debit banking order only)
• Partial withdrawals can be made at any time after the 5th policy year
• Facility of paying Account Value Acceleration Premium