Gain maximum returns on your savings, with a great mix of investment choices. You can make limited withdrawals at any time for short or mid-term purchases (e.g. buying a house), and enjoy flexibility to meet any other unexpected financial requirement. At the end of policy term you receive your accumulated investments as a lump sum amount making you ‘Har Pal Mehfooz’.
Specially designed for MCB Bank Limited customers to meet a number of long term financial needs e.g. daughter’s marriage, children education etc.
In case of your untimely death we ensure to provide your loved ones with the finances you had planned for them
Flexible premium payment option for the customers subject to the minimum acceptable premium limit prescribed
Premiums are invested according to four distinct strategies as chosen by the customer: Conservative, Balanced, Aggressive, and Islamic Shariah Compliant
Additional benefits/ supplementary riders are available to enhance coverage
Option to deposit additional funds to your regular plan at any policy anniversary, called the Account Value Acceleration Premium (AVAP) which can be redeemed any time
The longer you continue the plan the higher the reward you will gain in form of generous loyalty bonuses starting from fifth policy anniversary and payable every five years thereafter
On maturity, the accumulated account value will be paid to you in lump sum
Multiple modes of premium payment available for the convenience of the customer: Annual, Semi-Annual, Quarterly and Monthly (via direct debit banking order only)
Partial withdrawals can be made at any time after the 5th policy year
Facility of paying Account Value Acceleration Premium