Vision for Financial Security is a unique combination of life insurance and savings program to ensure future financial security.
Funds may be accumulated by either selecting a fixed premium to be paid periodically or by deciding on the level of face amount (coverage) required. Once set, the premium (net of premium charges) is invested in stock market-linked instruments
Based on your risk appetite, you can create your own investment mix by choosing from a range of investment strategies such as Aggressive, Balanced, Conservative, Secure or Shariah Compliant
By selecting a desired portion of each strategy you want to invest in, you have the flexibility to alter the investment mix
In case of a temporary financial emergency, you can avail of our partial withdrawal facility
At the end of every 5 years, you will be entitled to receive a loyalty bonus
Death Benefit is the higher of the selected face amount or the accumulated account value
You will have the option to take the accumulated account value at maturity in a single lump sum or apply it to buy a pension payable for life and guaranteed for twenty years
A selection of additional benefits (riders) is available to enhance the benefits of the main plan. These include Waiver of Premium, Permanent & Total Disability, Accidental Death Benefit, Accidental Indemnity Benefit, Recovery Benefit Rider, Accident Care Benefit, Income Benefit Rider, Level Term Insurance and Family Protection Rider.
Minimum entry age: 3 months
Maximum entry age: 65 years
Minimum: 10 years
Maximum: Up to an attained age of 85 years of the insured
Premiums may be paid annually, semi-annually or quarterly. The minimum acceptable collected premium for any premium payment mode is PKR 25,000, for issue ages up to 55 years and PKR 35,000 for issue ages greater than 55 years
The minimum acceptable face amount is PKR 750,000, PKR 500,000 and PKR 250,000 for issue ages 3 months to 55 years, 56 to 60 years and 61 to 65 years respectively.