Vision for Retirement

Vision for Retirement accumulates funds for retirement so that returns enable you to maintain a good standard of living. Vision for Retirement allows you to plan for a secure future – even if the unthinkable happens.   

You will have the flexibility to select the amount of premium to be paid periodically. The account value is payable in case of death of the insured, surrender or maturity of the policy.

Product Overview

• Funds for retirement may be accumulated by either selecting a fixed premium to be paid periodically or by deciding on the amount of monthly pension required after retirement. 
• Once set, the premium (net of premium charges) is invested in stock market-linked instruments.
• Option to deposit additional funds(dump-ins) to your regular plan
  Based on your risk appetite, you can create your own investment mix by choosing from a range of investment strategies such as Aggressive, Balanced, Conservative, Secure or Shariah Compliant
• By selecting a desired portion of each strategy you want to invest in, you have the flexibility to alter the investment mix
• In case of a temporary financial emergency, you  can avail of our partial withdrawal facility
• At the end of every 5 years, you will be entitled to receive a loyalty bonus
• Death Benefit is the higher of the total premiums paid or the accumulated account value
• You will have the option to take the account value at maturity in a single lump sum or apply it to buy a pension guaranteed for twenty years, thereafter payable for life
• A selection of additional benefits (riders) is available to enhance the benefits of the main plan. These include Waiver of Premium, Permanent & Total Disability, Accidental Death Benefit, Accidental Indemnity Benefit, Recovery Benefit Rider, Accident Care Benefit, Income Benefit Rider, Level Term Insurance and Family Protection Rider.